Pledge Loan Plans

FINCOM S.P.A. offers three structured pledge loan tiers to accommodate a wide range of client needs, from small personal loans to significant liquidity solutions. Each plan is designed with transparent interest rates, flexible redemption windows, and no hidden charges. Our goal is to match the right plan to your specific financial situation, ensuring fair terms from day one. All plans are secured exclusively by the value of your pledged assets.

Standard

Loans from €100

Ideal for individuals seeking small, short-term liquidity secured by gold jewellery or single items of moderate value.

  • Loan amount: €100 – €2,000
  • Loan term: up to 3 months
  • Competitive monthly interest rate
  • Same-day fund disbursement
  • One-time free extension option

Premium

Loans from €2,001

Suited to clients pledging higher-value collections, fine jewelry, or multiple gold items requiring a larger loan amount.

  • Loan amount: €2,001 – €15,000
  • Loan term: up to 6 months
  • Reduced monthly interest rate
  • Priority appraisal appointment
  • Up to two free loan extensions

Prestige

Loans from €15,001

Designed for clients with high-value assets including designer jewelry, certified gemstones, or significant gold holdings requiring bespoke loan structuring.

  • Loan amount: €15,001 and above
  • Loan term: up to 12 months
  • Preferential interest rate negotiated individually
  • Dedicated relationship manager
  • Flexible redemption and partial release options